{"id":12940,"date":"2026-08-01T06:51:38","date_gmt":"2026-07-31T22:51:38","guid":{"rendered":"http:\/\/longzhuplatform.com\/?p=12940"},"modified":"2026-08-01T06:51:38","modified_gmt":"2026-07-31T22:51:38","slug":"%e0%a4%ae%e0%a4%b9%e0%a4%82%e0%a4%97%e0%a5%80-%e0%a4%b9%e0%a5%81%e0%a4%88-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%82%e0%a4%97-5-%e0%a4%b8%e0%a4%be%e0%a4%b2-%e0%a4%ae%e0%a5%87%e0%a4%82","status":"publish","type":"post","link":"http:\/\/longzhuplatform.com\/?p=12940","title":{"rendered":"\u092e\u0939\u0902\u0917\u0940 \u0939\u0941\u0908 \u092c\u0948\u0902\u0915\u093f\u0902\u0917! 5 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u092e\u0947\u0902\u091f\u0947\u0928\u0947\u0902\u0938 \u091a\u093e\u0930\u094d\u091c \u092e\u0947\u0902 90% \u0924\u0915 \u0909\u091b\u093e\u0932"},"content":{"rendered":"<p><\/p> <div> <p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0930\u0916\u0928\u0947 \u0914\u0930 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u092e\u0939\u0902\u0917\u0940 \u0939\u094b\u0924\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948\u0902\u0964 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0938\u0902\u0938\u0926 \u092e\u0947\u0902 \u092a\u0947\u0936 \u0915\u093f\u090f \u0917\u090f \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915\u00a0\u092a\u093f\u091b\u0932\u0947 \u092a\u093e\u0902\u091a \u0938\u093e\u0932\u00a0\u092e\u0947\u0902 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0926\u094d\u0935\u093e\u0930\u093e \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u092a\u0930 \u0935\u0938\u0942\u0932\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092b\u0940\u0938\u00a0\u092e\u0947\u0902 \u0915\u0930\u0940\u092c 90% \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 \u0935\u0939\u0940\u0902, \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u0928\u0939\u0940\u0902 \u0930\u0916\u0928\u0947 \u092a\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u0938\u0942\u0932\u093e \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u091f\u094b\u091f\u0932 \u092b\u0940\u0938\u00a0\u092d\u0940 \u092a\u093f\u091b\u0932\u0947 \u091a\u093e\u0930 \u0938\u093e\u0932\u00a0\u092e\u0947\u0902 \u092c\u0922\u093c\u093e \u0939\u0948\u0964<\/p> <p><strong>\u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u093e \u092e\u0947\u0902\u091f\u0947\u0928\u0947\u0902\u0938 \u091a\u093e\u0930\u094d\u091c \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u093e<\/strong><\/p> <p>\u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915, \u0926\u0947\u0936 \u0915\u0947 12 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2021-22 \u092e\u0947\u0902 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u090f\u0928\u0941\u0905\u0932 \u092e\u0947\u0902\u091f\u0947\u0928\u0947\u0902\u0938 \u091a\u093e\u0930\u094d\u091c \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 3,905.5 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0935\u0938\u0942\u0932\u0947 \u0925\u0947\u0964 \u092f\u0939 \u0930\u093e\u0936\u093f 2025-26 \u092e\u0947\u0902 \u092c\u0922\u093c\u0915\u0930 7,563.8 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0939\u094b \u0917\u0908, \u092f\u093e\u0928\u0940 \u0915\u0930\u0940\u092c 94% \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0926\u0930\u094d\u091c \u0915\u0940 \u0917\u0908\u0964<\/p> <p>\u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0947 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093f\u090f \u0917\u090f \u090f\u0928\u093e\u0932\u093f\u0938\u093f\u0938 \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915, \u092a\u094d\u0930\u0924\u093f \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0914\u0938\u0924 \u092e\u0947\u0902\u091f\u0947\u0928\u0947\u0902\u0938 \u091a\u093e\u0930\u094d\u091c 2021-22 \u092e\u0947\u0902 \u0915\u0930\u0940\u092c 61 \u0930\u0941\u092a\u092f\u0947 \u0925\u093e, \u091c\u094b 2025-26 \u092e\u0947\u0902 \u092c\u0922\u093c\u0915\u0930 115.1 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0915\u093e\u0930\u094d\u0921 \u0939\u094b \u0917\u092f\u093e\u0964 \u092f\u093e\u0928\u0940 \u092a\u094d\u0930\u0924\u093f \u0915\u093e\u0930\u094d\u0921 \u0936\u0941\u0932\u094d\u0915 \u092e\u0947\u0902 \u0915\u0930\u0940\u092c 88.8% \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0939\u0941\u0908\u0964<\/p> <p><strong>\u0915\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u0930\u0916\u0928\u0947 \u092a\u0930 \u092d\u0940 \u092c\u0922\u093c\u0940 \u0935\u0938\u0942\u0932\u0940<\/strong><\/p> <p>\u0930\u093e\u091c\u094d\u092f\u0938\u092d\u093e \u092e\u0947\u0902 \u092a\u0942\u091b\u0947 \u0917\u090f \u090f\u0915 \u0938\u0935\u093e\u0932 \u0915\u0947 \u091c\u0935\u093e\u092c \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0928\u0947 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0938\u0924 \u092c\u0948\u0932\u0947\u0902\u0938 (Minimum Average Balance) \u0928\u0939\u0940\u0902 \u0930\u0916\u0928\u0947 \u092a\u0930 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u0938\u0942\u0932\u0947 \u0917\u090f \u0936\u0941\u0932\u094d\u0915 \u0915\u093e \u092d\u0940 \u092c\u094d\u092f\u094c\u0930\u093e \u0926\u093f\u092f\u093e\u0964 \u0907\u0938\u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 2025-26 \u092e\u0947\u0902 \u0907\u0938 \u092e\u0926 \u092e\u0947\u0902 \u0915\u0941\u0932 7,086.6 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0935\u0938\u0942\u0932\u0947, \u091c\u094b 2022-23 \u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 27% \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/p> <p><strong>\u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u092c\u0922\u093c\u093e\u092f\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u0936\u0941\u0932\u094d\u0915<\/strong><\/p> <p>\u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0938\u0947 \u092f\u0939 \u092d\u0940 \u0938\u093e\u092e\u0928\u0947 \u0906\u092f\u093e \u0915\u093f \u0915\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u092a\u0930 \u092c\u0922\u093c\u0940 \u0935\u0938\u0942\u0932\u0940 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u0935\u091c\u0939 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915 \u0930\u0939\u0947\u0964 2022-23 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 2025-26 \u0924\u0915 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u0924\u093f \u0916\u093e\u0924\u0947 \u0914\u0938\u0924 \u0915\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0941\u0932\u094d\u0915 \u0915\u0930\u0940\u092c 45% \u092c\u0922\u093c \u0917\u092f\u093e\u0964 \u0907\u0938\u0915\u0947 \u0909\u0932\u091f \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092f\u0939\u0940 \u0936\u0941\u0932\u094d\u0915 \u0915\u0930\u0940\u092c 14% \u0918\u091f\u093e \u0939\u0948\u0964<\/p> <p><strong>\u091c\u0928\u0927\u0928 \u0916\u093e\u0924\u094b\u0902 \u092a\u0930 \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u093e \u092f\u0939 \u091a\u093e\u0930\u094d\u091c<\/strong><\/p> <p>\u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0915\u093f \u092c\u0947\u0938\u093f\u0915 \u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u092c\u0948\u0902\u0915 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0905\u0915\u093e\u0909\u0902\u091f (BSBDA) \u0914\u0930 \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u091c\u0928 \u0927\u0928 \u092f\u094b\u091c\u0928\u093e (PMJDY) \u0915\u0947 \u0924\u0939\u0924 \u0916\u094b\u0932\u0947 \u0917\u090f \u0916\u093e\u0924\u094b\u0902 \u092a\u0930 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u0928\u0939\u0940\u0902 \u0930\u0916\u0928\u0947 \u0915\u093e \u0936\u0941\u0932\u094d\u0915 \u0928\u0939\u0940\u0902 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e\u0964<\/p> <p><strong>10 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u0939\u091f\u093e\u092f\u093e \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e<\/strong><\/p> <p>\u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, 12 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 10 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u092c\u091a\u0924 \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0938\u0924 \u092c\u0948\u0932\u0947\u0902\u0938 \u0928\u0939\u0940\u0902 \u0930\u0916\u0928\u0947 \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u093e \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0916\u0924\u094d\u092e \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u092c\u093e\u0915\u0940 \u0926\u094b \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u0905\u092a\u0928\u0940 \u092c\u094b\u0930\u094d\u0921 \u0938\u0947 \u092e\u0902\u091c\u0942\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0907\u0928 \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/p> <p>\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u092f\u0939 \u092d\u0940 \u092c\u0924\u093e\u092f\u093e \u0915\u093f RBI \u0928\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0926\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u0915\u0940 \u0915\u092e\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b SMS, \u0908\u092e\u0947\u0932, \u092a\u0924\u094d\u0930 \u092f\u093e \u0905\u0928\u094d\u092f \u092e\u093e\u0927\u094d\u092f\u092e\u094b\u0902 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u0942\u091a\u0928\u093e \u0926\u0940 \u091c\u093e\u090f\u0964 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u091c\u0930\u0942\u0930\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0948\u0932\u0947\u0902\u0938 \u092c\u0939\u093e\u0932 \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u092e\u092f \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0932\u0917\u093e\u0908 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p> <\/div> <p>bank charges, debit card annual maintenance charges, debit card fees, banking charges India, minimum balance penalty, bank account charges, PSU banks, private banks, RBI guidelines, debit card maintenance fee, bank account minimum balance, Jan Dhan account, BSBDA account, banking news India, finance news, India banking, debit card charges hike, bank customers, minimum balance charges, financial news India#\u092e\u0939\u0917 #\u0939\u0908 #\u092c\u0915\u0917 #\u0938\u0932 #\u092e #\u0921\u092c\u091f #\u0915\u0930\u0921 #\u092e\u091f\u0928\u0938 #\u091a\u0930\u091c #\u092e #\u0924\u0915 #\u0909\u091b\u09321785538298<\/p> ","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0930\u0916\u0928\u0947 \u0914\u0930 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u092e\u0939\u0902\u0917\u0940 \u0939\u094b\u0924\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948\u0902\u0964 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0938\u0902\u0938\u0926 \u092e\u0947\u0902 \u092a\u0947\u0936 \u0915\u093f\u090f \u0917\u090f \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915\u00a0\u092a\u093f\u091b\u0932\u0947 \u092a\u093e\u0902\u091a \u0938\u093e\u0932\u00a0\u092e\u0947\u0902 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0926\u094d\u0935\u093e\u0930\u093e \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u092a\u0930 \u0935\u0938\u0942\u0932\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092b\u0940\u0938\u00a0\u092e\u0947\u0902 \u0915\u0930\u0940\u092c 90% \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 \u0935\u0939\u0940\u0902, \u0928\u094d\u092f\u0942\u0928\u0924\u092e 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