He explained that income growth alone can dramatically increase financial value.<\/p>
\u201cIf a 30-year-old increases income by just 8% per year, the monthly salary can reach \u20b91.5 lakh by age 40,\u201d he said. \u201cTo generate that income passively, you would need nearly \u20b92.5 crore in capital.\u201d<\/p>
Kaushik also warned that many people focus too much on small investments while ignoring their biggest wealth generator.<\/p>
\u201cWe obsess over investing a few thousand rupees in the market but ignore the fact that one skill upgrade or job change can increase income by 30% in a year,\u201d CA Nitin Kaushik said. \u201cNo stock market delivers that kind of return consistently.\u201d<\/p>
Summing up, he said professionals must rethink how they view their careers.<\/p>
\u201cYour salary is not middle-class cash flow,\u201d CA Nitin Kaushik said. \u201cIt is the yield from the largest asset you will ever own \u2014 your human capital.\u201d<\/p> <\/div>