{"id":7705,"date":"2026-05-08T05:01:21","date_gmt":"2026-05-07T21:01:21","guid":{"rendered":"http:\/\/longzhuplatform.com\/?p=7705"},"modified":"2026-05-08T05:01:21","modified_gmt":"2026-05-07T21:01:21","slug":"fd-vs-post-office-1-3-%e0%a4%94%e0%a4%b0-5-%e0%a4%b8%e0%a4%be%e0%a4%b2-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a4%b9%e0%a4%be%e0%a4%82-%e0%a4%ae%e0%a4%bf%e0%a4%b2%e0%a5%87%e0%a4%97%e0%a4%be","status":"publish","type":"post","link":"http:\/\/longzhuplatform.com\/?p=7705","title":{"rendered":"FD vs Post Office: 1, 3 \u0914\u0930 5 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u0939\u093e\u0902 \u092e\u093f\u0932\u0947\u0917\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0914\u0930 \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e? \u091c\u093e\u0928\u093f\u090f \u092a\u0942\u0930\u093e \u0939\u093f\u0938\u093e\u092c"},"content":{"rendered":"<p><\/p> <div> <p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u092a\u0938\u0902\u0926 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a Fixed Deposit (FD) \u0914\u0930 Post Office Small Savings Schemes \u0938\u092c\u0938\u0947 \u092a\u0949\u092a\u0941\u0932\u0930 \u0911\u092a\u094d\u0936\u0928\u00a0\u092c\u0928\u0947 \u0939\u0941\u090f \u0939\u0948\u0902\u0964 \u0926\u094b\u0928\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e\u00a0\u0914\u0930 \u0924\u092f \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940, \u091f\u0948\u0915\u094d\u0938 \u0914\u0930 \u092b\u094d\u0932\u0947\u0915\u094d\u0938\u093f\u092c\u093f\u0932\u093f\u091f\u0940 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u092c\u0921\u093c\u093e \u0905\u0902\u0924\u0930 \u0939\u0948\u0964 \u0907\u0938 \u0906\u0930\u094d\u091f\u093f\u0915\u0932 \u092e\u0947\u0902 \u0939\u092e \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u090f\u0902\u0917\u0947 \u0915\u0940\u00a01 \u0938\u093e\u0932, 3 \u0938\u093e\u0932 \u0914\u0930 5 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u0915\u094c\u0928 \u091c\u094d\u092f\u093e\u0926\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947\u0917\u093e &#8211; \u090f\u092b\u0921\u0940 \u092f\u093e \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0915\u0940 \u0938\u094d\u092e\u0949\u0932 \u0938\u0947\u0935\u093f\u0902\u0917 \u0938\u094d\u0915\u0940\u092e?<\/p> <div class=\"related_article\"> <h4 class=\"ra_heading\">\u0938\u092e\u094d\u092c\u0902\u0927\u093f\u0924 \u0916\u093c\u092c\u0930\u0947\u0902<\/h4> <\/div> <p><strong>1 \u0938\u093e\u0932 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u092e\u0947\u0902 \u0915\u094c\u0928 \u092c\u0947\u0939\u0924\u0930?<\/strong><\/p> <p>\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 FD \u092b\u093f\u0932\u0939\u093e\u0932 6.20% \u0938\u0947 7.40% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964 \u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u094b \u0915\u0941\u091b \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 7.90% \u0924\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948\u0964<\/p> <p>IDFC FIRST Bank, Bandhan Bank \u0914\u0930 RBL Bank \u091c\u0948\u0938\u0947 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f\u00a0\u0914\u0930 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915\u00a0\u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u092c\u094d\u092f\u093e\u091c \u0911\u092b\u0930 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0935\u0939\u0940\u0902 HDFC Bank, ICICI Bank \u0914\u0930 State Bank of India \u0915\u0940 FD \u0926\u0930\u0947\u0902 6.25% \u0938\u0947 6.50% \u0915\u0947 \u092c\u0940\u091a \u0939\u0948\u0902\u0964<\/p> <p>\u0907\u0938\u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 Post Office \u0915\u0940 \u090f\u0915-\u0938\u093e\u0932 \u0915\u0940 Time Deposit \u0938\u094d\u0915\u0940\u092e \u0915\u0930\u0940\u092c 6.9% \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u0940 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940 \u0914\u0930 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u0947 \u0915\u093e\u0930\u0923 \u091b\u094b\u091f\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 FD \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915 \u092e\u093e\u0928\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p> <p><strong>3 \u0938\u093e\u0932 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u092e\u0947\u0902 \u0915\u094c\u0928 \u092c\u0947\u0939\u0924\u0930?<\/strong><\/p> <p>3 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f\u00a0\u092a\u0930 Post Office Time Deposit \u0915\u0930\u0940\u092c 7.1% \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947 \u0930\u0939\u0940 \u0939\u0948\u0964 \u092f\u0939 \u091c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u092c\u0948\u0902\u0915 FD \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u092f\u093e \u0909\u0938\u0938\u0947 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948\u0964<\/p> <p>\u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0915\u0941\u091b \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u092c\u0948\u0902\u0915 7.40% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e\u00a0\u0915\u094b \u0938\u0930\u0915\u093e\u0930\u0940 \u0917\u093e\u0930\u0902\u091f\u0940\u00a0\u092e\u093f\u0932\u0924\u0940 \u0939\u0948 \u091c\u093f\u0938\u0915\u0947 \u0915\u093e\u0930\u0923 \u091c\u094b\u0916\u093f\u092e \u092c\u0947\u0939\u0926 \u0915\u092e \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p> <p><strong>5 \u0938\u093e\u0932 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u092e\u0947\u0902 \u0915\u094c\u0928 \u092c\u0947\u0939\u0924\u0930?<\/strong><\/p> <p>\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e,\u00a0\u092c\u0948\u0902\u0915 FD \u0938\u0947 \u0906\u0917\u0947 \u0928\u093f\u0915\u0932\u0924\u0940 \u0926\u093f\u0916 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964 5 \u0938\u093e\u0932 \u0915\u0947 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0938\u094d\u0915\u0940\u092e \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b\u00a0\u0915\u0930\u0940\u092c 7.5% \u0914\u0930 National Savings Certificate (NSC) \u0915\u0930\u0940\u092c 7.7% \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 \u0905\u0927\u093f\u0915\u0924\u0930 \u092c\u0948\u0902\u0915 5 \u0938\u093e\u0932 \u0915\u0940 FD \u092a\u0930 6% \u0938\u0947 6.75% \u0924\u0915 \u0939\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p> <p>\u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f Senior Citizen Savings Scheme (SCSS) \u0938\u092c\u0938\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e \u0939\u0941\u0906 \u0939\u0948, \u091c\u0939\u093e\u0902 \u0915\u0930\u0940\u092c 8.2% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948\u0964<\/p> <p><strong>\u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u092f\u093e \u0939\u0948\u0902 \u092c\u0921\u093c\u093e\u00a0\u092b\u0930\u094d\u0915?<\/strong><\/p> <p>\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e\u00a0\u0915\u094b \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u091c\u092c\u0915\u093f \u092c\u0948\u0902\u0915 FD \u092e\u0947\u0902 \u0938\u093f\u0930\u094d\u092b 5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0935\u0930\u00a0\u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0926\u0942\u0938\u0930\u0940 \u0913\u0930 \u092c\u0948\u0902\u0915 FD \u092e\u0947\u0902 \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092a\u0948\u0938\u093e \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p> <p>\u091f\u0948\u0915\u094d\u0938\u0947\u0936\u0928\u00a0\u0915\u0947 \u0932\u093f\u0939\u093e\u091c \u0938\u0947 \u0926\u094b\u0928\u094b\u0902 \u0911\u092a\u094d\u0936\u0928 \u091f\u0948\u0915\u094d\u0938\u0947\u092c\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 NSC \u0914\u0930 5 \u0938\u093e\u0932 Time Deposit \u091c\u0948\u0938\u0940 \u092f\u094b\u091c\u0928\u093e\u090f\u0902 Section 80C \u0915\u0947 \u0924\u0939\u0924 \u091f\u0948\u0915\u094d\u0938 \u091b\u0942\u091f \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u0926\u0947\u0924\u0940 \u0939\u0948\u0902\u0964<\/p> <p><strong>\u0915\u093f\u0938\u0947 \u091a\u0941\u0928\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/strong><\/p> <p>\u0905\u0917\u0930 \u0928\u093f\u0935\u0947\u0936\u0915 \u0915\u094b \u0936\u0949\u0930\u094d\u091f \u091f\u0930\u094d\u092e \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092b\u094d\u0932\u0947\u0915\u094d\u0938\u093f\u092c\u093f\u0932\u093f\u091f\u0940 \u0914\u0930 \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940 \u091a\u093e\u0939\u093f\u090f \u0924\u094b 1 \u0938\u0947 3 \u0938\u093e\u0932 \u0915\u0940 \u092c\u0948\u0902\u0915 FD \u092c\u0947\u0939\u0924\u0930 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f Post Office schemes \u091c\u094d\u092f\u093e\u0926\u093e \u092e\u091c\u092c\u0942\u0924 \u0926\u093f\u0916\u0924\u0940 \u0939\u0948\u0902\u0964<\/p> <\/div> <p>fd vs post office schemes, bank fd vs post office investment, fixed deposit comparison 2026, post office small savings schemes, best safe investment options india, fd interest rates 2026, post office time deposit interest rate, nsc interest rate 2026, senior citizen savings scheme returns, safest investment options in india, fd or post office which is better, guaranteed return investment plans, best investment for 1 year, best investment for 3 years, best investment for 5 years, post office vs bank fd returns, tax saving investment schemes india, secure investment options for senior citizens, fixed income investment plans, low risk investment options india#Post #Office #\u0914\u0930 #\u0938\u0932 #\u092e #\u0915\u0939 #\u092e\u0932\u0917 #\u091c\u092f\u0926 #\u0930\u091f\u0930\u0928 #\u0914\u0930 #\u091c\u092f\u0926 #\u0938\u0930\u0915\u0937 #\u091c\u0928\u090f #\u092a\u0930 #\u0939\u0938\u092c1778187681<\/p> ","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u092a\u0938\u0902\u0926 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a Fixed Deposit (FD) \u0914\u0930 Post Office Small Savings Schemes \u0938\u092c\u0938\u0947 \u092a\u0949\u092a\u0941\u0932\u0930 \u0911\u092a\u094d\u0936\u0928\u00a0\u092c\u0928\u0947 \u0939\u0941\u090f \u0939\u0948\u0902\u0964 \u0926\u094b\u0928\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e\u00a0\u0914\u0930 \u0924\u092f \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940, \u091f\u0948\u0915\u094d\u0938 \u0914\u0930 \u092b\u094d\u0932\u0947\u0915\u094d\u0938\u093f\u092c\u093f\u0932\u093f\u091f\u0940 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u092c\u0921\u093c\u093e \u0905\u0902\u0924\u0930 \u0939\u0948\u0964 \u0907\u0938 \u0906\u0930\u094d\u091f\u093f\u0915\u0932 \u092e\u0947\u0902 \u0939\u092e \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u090f\u0902\u0917\u0947 \u0915\u0940\u00a01 \u0938\u093e\u0932, 3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7706,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[28557,28568,28569,28570,28560,28561,28566,28556,28558,28574,28567,26195,28563,5614,2443,28559,28562,28571,28565,28573,28564,28572,768,12421,730,697,285,689,2796,698,25734,1055,4972],"class_list":["post-7705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-content-marketing","tag-bank-fd-vs-post-office-investment","tag-best-investment-for-1-year","tag-best-investment-for-3-years","tag-best-investment-for-5-years","tag-best-safe-investment-options-india","tag-fd-interest-rates-2026","tag-fd-or-post-office-which-is-better","tag-fd-vs-post-office-schemes","tag-fixed-deposit-comparison-2026","tag-fixed-income-investment-plans","tag-guaranteed-return-investment-plans","tag-low-risk-investment-options-india","tag-nsc-interest-rate-2026","tag-office","tag-post","tag-post-office-small-savings-schemes","tag-post-office-time-deposit-interest-rate","tag-post-office-vs-bank-fd-returns","tag-safest-investment-options-in-india","tag-secure-investment-options-for-senior-citizens","tag-senior-citizen-savings-scheme-returns","tag-tax-saving-investment-schemes-india","tag-768","tag-12421","tag-730","tag-697","tag-285","tag-689","tag-2796","tag-698","tag-25734","tag-1055","tag-4972"],"acf":[],"_links":{"self":[{"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=\/wp\/v2\/posts\/7705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7705"}],"version-history":[{"count":0,"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=\/wp\/v2\/posts\/7705\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=\/wp\/v2\/media\/7706"}],"wp:attachment":[{"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7705"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/longzhuplatform.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}